Pall Mall Cosmetics | Boob Job Newton-Le-Willows

Cosmetic Surgery On Finance

6-60 month finance plans available*
0% interest and flexible finance available*
0% finance for over 70+ treatments

Finance with Pall Mall Cosmetics

At Pall Mall we know that once you've decided on cosmetic surgery, you want to avoid the uncertainty of whether you'll be approved for financing, especially when you're confident in your ability to make monthly payments. We have a range of patients come to us who want to pursue finance options, with either no credit history or a low credit score. We understand that even though you believe you can comfortably manage the monthly payments, some lenders may hesitate to grant you a loan due to strict conditions.

At your consultation, our Patient Coordinators can evaluate your unique financial circumstances by carrying out a soft search to see your probability of getting accepted.

We work with Chrysalis to offer flexible deposit options for your cosmetic surgery, tailoring the deposit amount to your individual needs. Our goal is to ensure that cosmetic surgery is easily accessible to all our patients.

*Deposits starting from £500

What options are available?

12 months 0% Interest free – APR

24- 60 months at 14.9% APR

You can vary your deposit amount or spread the cost over a longer or shorter period so that your monthly payment amounts are more suited to your individual situation. Simply ask our team and they will provide you with a full list of options.

Please note that up to 12 months interest-free 0% finance is not regulated by the Financial Conduct Authority.

Any late or missed repayment may have serious consequences and your credit rating may be affected which could make it more difficult to obtain credit in the future.

Finance example: 12 months 0% Interest free – APR

Finance example: 36- 60 months at 14.9% APR

How much are the repayments?

Obviously, this will depend on the amount you borrow and whether you pay a bigger deposit.

Our team will show you, completely without obligation, the monthly repayments for your treatment.

How to Apply?

Your dedicated patient co-ordinator will be able to walk you through the finance application journey, offering advice, guidance and even carry out a soft search to see if you are likely to get accepted without impacting your credit score.

To apply for finance you must be over the age of 18 and work a minimum of 16 hours per week.

Flexible finance options available

Pall Mall Cosmetics | Private Breast Reduction Surgery

How do I apply for finance?

Your dedicated patient co-ordinator will be able to walk you through the finance application journey, offering advice, guidance and even carry out a soft search to see if you are likely to get accepted without impacting your credit score.

To apply for finance you must be over the age of 18 and work a minimum of 16 hours per week.

Pay over 3-5 years with 14.9% APR
Finance provided by Chrysalis
Flexible deposit options

Speak to a member of out team today!

A member of our team will be in touch with you to discuss your requirements.

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Frequently Asked Questions.

Our expert team are always hand to help, advise and arrange appointments with our specialist consultants.

Will I be accepted for credit?

There are certain criteria you must meet in order to be accepted:

You are aged 18 or over
You are employed at least 16 hours per week
You have a good credit history with no late payments, debt relief orders, County Court Judgments (CCJs), Individual Voluntary Arrangements (IVAs) or bankruptcies
You are a permanent UK resident
You are able to supply a UK address history for the last 3 years
You are not a student (unless employed at least 16 hours per week) or unemployed single house person

We welcome applications from individuals who are retired, in receipt of a private or company pension (aged 50 or over at date of application).

Decisions are made based on credit history available from credit bureaus, as well as using public registers such as the electoral roll.

Please note, meeting the above criteria does not guarantee finance acceptance.

Can someone apply on my behalf?

Yes, you are welcome to have a family member or friend apply for credit on your behalf. The credit agreement will be between the applicant and Chrysalis.

How long does the application take?

The application itself only takes a few minutes and is completed online. As the application process is online. Once you’ve submitted your application, you should find out within seconds if you’ve been approved, or “referred”.

If you do get referred, this could just mean that the lender needs a bit more information from you, Chrysalis will be in touch to talk about information needed.

Do I have to pay a deposit?

A deposit of £500 is required, but if you can to pay as much as you like and so reduce the amount you borrow, this is completely up to you.

What happens after I’ve been approved?

If you’ve been approved, you are then required to pay the deposit – this is done by debit/credit card via the AffordIt Now website.

Pall Mall Medical will get an instant notification and will contact you shortly after this with details on the next steps for the service you have booked.

What if my application gets declined?

We are unable to comment on individual applications as the lender may not give us a reason for the decline. Often, applications are declined because incorrect information is given. If you believe this to be the case, please ensure your address history and all other information is entered accurately.

If you have paid a deposit, this will be refunded to you within 3-5 working days.

You are able to ask someone else to make an application on your behalf. If you wish to do this, please see the information here.

How do I make payments?

The monthly payments are collected by Direct Debit, starting one month after you sign the credit agreement, and are subject the usual guarantee from your bank.

When can I book in for surgery?

Immediately - as soon as the credit agreement has been signed.

Who should I contact if I have questions about my payments?

For all payment queries please call AffordIt Now Customer Services - 03333 444 224

Are there any hidden costs?

There are no hidden costs.

The Pall Mall Medical team can provide you with full information of what you will be required to pay if you are unsure.

What if I need to cancel/rearrange my appointment?

Refunds & Cancellations - Terms and conditions

If you do not attend your appointment or need to reschedule within 48 working hours before the appointment, we may not be able to refund the whole amount to you. This will depend on the specific service. One of our team at Pall Mall will be able to provide you with more information if you require this.

Please read our cancellation policy.

What if I decide that I don’t want the finance?

There is a statutory ‘cooling off’ period of 14 days after signature during which you can cancel the credit agreement with no cost to you. However, if you have started any treatment which would have been financed, you will have to make other arrangements to pay for it.

Who provides the finance?

The finance is arranged through Chrysalis Finance Ltd., a company authorised and regulated by the Financial Conduct Authority to carry out the regulated activity of credit broking under Firm Reference Number 631193.